Pet Insurance for Cats

Owning a cat can be a fun and rewarding experience

However, if they suffer an illness or injury, it can also be both stressful and expensive.

This is where we can help.

To ensure we really understand and cater for you and your cat’s needs, our sole focus is pet insurance.

We aim to make the claim process smooth, quick, and easy, so you can concentrate on the health of your cat.

British Pet Insurance Services can provide the support you and your cat need, whether it is with your insurance cover, making a claim or just helpful advice along the way.

Benefits of Policy for Your Cat

Following are some of the best benefits of buying cat insurance for your pet.

Allows You to Pick a Vet

You need to take your pet cat to the vet several times in a year for illness and routine checkups. This not only means that you will spend extra money on your cat’s treatment but can also leave you at the hands of whatever treatment the vet provides to your pet.

However, having health insurance for your cat allows you to have the financial stability to choose any vet you want. You can determine your coverage plan and the kind of vet you can afford.

Delivers Peace of Mind

Having a sick cat is a huge responsibility and something that can impact your mental well-being if you are attached to your pet. Things get worse when you cannot cater to your cat’s treatment properly and need to keep trying alternatives.

However, having pet health insurance allows peace of mind because you know that you are financially covered and can make up for any medical expense that you needs to bear to treat your pet.

Provides Breed Specific Coverage

There are various cat breeds that you could keep as pets, but each of these cats has immunity, health, and overall well-being. There are some cat breeds like the Persian or sphinx cat that has a reputation for poor health.

This means that you will be dealing with tons of health issues for your pet. Breed-specific coverage helps you get extra coverage for lower premiums, providing you with a better overall deal.

Helps Manage Budget Better

Having a pet with health issues means that you will need to compromise on your monthly budget to care for your pet. However, not all cat owners have the means to cater to these extra medical expenses.

Therefore, having proper cat insurance coverage will help you get the best possible treatment for the pet without worrying about your wallet. Just make sure that your present your situation well and most professional pet insurance companies have good coverage plans for cat owners. You can also avoid using your emergency fund to meet your pet’s treatment expenses this way.

Types of Coverage for my Cat or Kitten

Following are some of the most common cat insurances that you choose from when you want to buy health insurance for your pet.

Lifetime Coverage

The lifetime coverage for cats covers its medical expenses during its lifetime. However, the original premium amount gets topped up every year in this kind of coverage.

Per Condition Cover or Maximum Benefit Policies

This kind of coverage differs according to the number of conditions your cat has. There is a separate monetary limit to each disease and you can keep claiming for each condition as long as the policy is valid.

12-month time-limited policies

These policies have a monetary limit to the kind of disease your cat has depending on what kind of disease claim you make first. This limit is usually 12 months from the first treatment of the diagnosed disease, but may also differ from cat to cat.

Accident Only Coverage

 The accident-only coverage provides financial assistance for sudden accidents that your cat may experience. These are one of the cheapest cat insurance options you can choose.